How to pay your rent and service charges
Pay using Direct Debit
This is the easiest way to pay your rent because you only need to set up a direct debit once and then it is paid automatically when payment is due. To set up a direct debit payment, log in to My Silva and click on 'my accounts' or fill in our form and send it to us in the post.
Log into My Silva
Learn more about Direct Debits here
Pay using the payment form below.
Online payment form
Claimant commitments that were previously relaxed due to Covid-19 are being reintroduced. If you are claiming universal credit, please be mindful of this and make sure to check your online journal.
If you need some help understanding what this means for you, please get in contact with our rent team.
Our bank details
Silva Homes Ltd, Barclays Bank.
Sort code: 20-00-00.
Account number: 50548359.
Find out more about rent
What is my rent money used for?
As a not-for-profit business, all our income goes back into our homes and services, helping us to improve our homes and build new ones. As rent makes up the majority of our income, it's a really important way for us to fund improvements to your home.
How is my rent calculated?
Your rent is calculated using rules set by the housing regulator. There are social and affordable rents and affordable rents are usually set at 80% of the rent that would be charged in the private sector.
How can I see my rent statements?
You can access all your previous rent statement on My Silva. Simply log in and click on 'My Accounts'.
If you don't use My Silva, you will receive a rent statement in the post or by email. To find out how to read these documents, click the button below.
What if I can't pay my rent?
Paying your rent should be given top priority when budgeting, to prevent any arrears from building up on your account. If at any time you experience financial difficulties, please contact us for advice and support.
What happens if I don't pay my rent on time?
If your account falls into more than four weeks’ arrears without an arrangement, Silva Homes will start legal proceedings. This could result in a County Court Order for possession of the property and you may lose your home.
Remember that once this is granted, Silva Homes could apply for your eviction if you do not stick to the terms of the Court Order.
Are there any rent-free weeks this year?
Yes. There are two rent-free weeks in 2021, starting on 5 April and 20 December. This means you will only be charged for 50 weeks' rent, as there are 52 weeks in 2021/22.
You don't need to pay rent during your rent-free weeks if your rent account is fully paid to-date. However, if you are behind on your payments, or if you have an arrears arrangement in place, then you should still pay your rent as usual.
If you pay via direct debit, then your rent balance will automatically be adjusted during the rent-free weeks.
What other costs do I need to pay?
Depending on the type and location of your home, you might need to pay service charges. This could include your heating, lighting, cooking and hot water, which are all paid for in addition to your rent.
If your building has a communal gas and electrical supply, this is shared by everyone who lives in the building and the cost will be added to your rent. If this is the case, then you won't receive an additional gas or electricity bill.
You are informed of any charges that you are liable for when you sign your tenancy agreement.
Will my rent be reduced because of coronavirus?
We are closely following the government’s advice so we will not be reducing our rent. However, we are continually reassessing our approach towards coronavirus as the government’s advice changes.
Housing Benefit and coronavirus
Housing Benefit has updated its services, to help those affected by coronavirus. Their phone lines are now open for longer - from 9am until 5pm (previously 10am until 2pm).
You can complete these forms on the housing benefit website:
- Housing Benefit
- Council tax deductions
- Change of Circumstance
- Change of Address
For all other requests, please call Housing Benefit and they will help you over the phone.
We can help you to fill in a Discretionary Housing Payment application form over the phone. Housing Benefit will contact you to verify the information, so please ensure that you tell us your accurate email and telephone number.